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Wondering how equity release works? It’s a financial solution that allows homeowners, typically those aged 55 or older, to release a portion of the equity tied up in their property. By unlocking this equity, individuals can access a lump sum or regular payments, providing financial flexibility in retirement.

Understanding the ins and outs of equity release is essential to make informed decisions about this option, ensuring it aligns with your goals and circumstances. In most cases, a mental capacity assessment is usually required to ensure that the client understands why they wish to enter into such an agreement and its’ salient details….

In October 2017, the FCA noted that 50% of British Adults were believed to be financially vulnerable, but what does this actually mean and how does that stand today?…

Increasingly we get reports from solicitors that GP’s are either declining to conduct mental capacity assessments or that the outcome of such assessments is questionable. Yet in reality, is this really surprising? …